HUD sponsored

NFHTA Forum | Addressing Systemic Housing Challenges: Racism in the Homebuying Process


September 21, 2022 | 2:00 PM - 4:00 PM EDT




"Where choice influencing factors such as race are not eliminated, freedom of choice in the purchase of real estate becomes a fantasy. It is the freedom of choice for the purchaser which the Fair Housing Act protects." Judge Damon Keith - Zuch v. Hussey, 594 F. Supp. 1028, 1048 (E.D. Mich. 1975) (Keith, J.), aff'd and remanded, 547 F.2d 1168 (6th Cir. 1977).

Homeownership is the cornerstone for building wealth in America. Yet nearly 55 years after the passage of the Fair Housing Act of 1968, which was passed to prohibit all forms of housing discrimination, the dream of equality in home buying remains unfulfilled. To date, steering and other covert kinds of discriminatory practices remain in the homeownership process. Recent reports of widescale steering by real estate agents, low appraisals of the homes of Black and Brown families, and other discriminatory practices show that much work remains.

This NFHTA forum will pull back the covers on subtle yet discriminatory practices that deny potential homebuyers access to fair and equitable housing. Panelists will examine and discuss the impact that racism and discrimination have at each stage of the homebuying process and the compounding cost to families and communities. Finally, participants will better understand how to increase consumer awareness, educate communities, and explore investigative strategies for enforcement agencies.

Learning Objectives

  • Identify the common types of housing discrimination in the home buying process.
  • Gain knowledge of the economic impacts of discrimination in the home buying process, including the continued disparities in wealth accumulation and the perpetuation of segregation.
  • Explore the phenomenon of steering and its role in creating and reinforcing segregation.
  • Discuss fair housing laws, regulation, and theories of liability used to combat steering and other forms of discrimination in the home buying process.
  • Explore methods for conducting systemic and complaint-based investigations of unlawful steering practices and identifying responsible parties.


This forum is targeted to HUD-funded fair housing organizations (i.e., FHIP and FHAP professionals), fair housing partners (e.g., housing counselors, legal service providers, and civil rights advocates), real estate professionals (real estate agents and brokers), and others in the housing/lending industries.


Stay Tuned...

Materials for this forum will be posted in 1-2 weeks.

If you have any questions about materials, please contact NFHTA@cloudburstgroup.com.


View Slides

FHEO Remarks

Demetria McCain Bio

Demetria McCain

Principal Deputy Assistant Secretary
Office of Fair Housing and Equal Opportunity, HUD
Jacy Gaige Bio Picture

Jacy Gaige

Director, Compliance Disability Rights Division
Office of Fair Housing and Equal Opportunity, HUD

Live Roundtable

Cashauna Hill Bio

Cashauna Hill

Executive Director
Louisiana Fair Housing Action Center


Keith Herbert Bio

Keith Herbert

Investigations Editor


Steven Tomkowiak Bio

Steve Tomkowiak, Esq.

Executive Director
Fair Housing Center of Metropolitan Detroit
Sameena Shina Majeed Bio

Sameena Shina Majeed

Chief of the Housing and Civil Enforcement Section, Civil Rights Division
Department of Justice (DOJ)


Bryan Greene

Bryan Greene

Vice President, Policy Advocacy
National Association of REALTORS®


About the Forums

Forums are online conversations designed to allow multi-directional interactions between HUD and its FHIP and FHAP partners around emerging fair housing issues regarding processing complaints, conducting investigations, and managing agencies. Topics will evolve based on partner needs and interests.

Learn More About the National Fair Housing Forums

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Disclaimer: The National Fair Housing Forum webinar series provides training by and to HUD partners, including entities and persons participating in HUD's FHAP Program and FHIP Program. The series offers multidirectional idea sharing in real-time. The views offered by speakers and participants do not necessarily reflect HUD's views. Similarly, unless otherwise noted, documents provided as part of the webinar were created and maintained by other public and private organizations and may not reflect HUD's official position. HUD-produced guidance documents, except when based on statutory or regulatory authority or law, do not have the force and effect of law and are not meant to bind the public in any way. Such guidance documents are intended only to provide clarity to the public regarding existing requirements under the law or HUD policies. The information is not intended to provide legal advice to any individual or entity. Please refer to relevant laws and regulations and/or your own legal advisor before taking any action based on information appearing on this site or any site to which it may be linked. Some materials have been translated into languages other than English; slight variations may have resulted from the translation.

Tags: Fair Housing NFHTA