HUD sponsored

Housing Counseling 2021 Conference: From Policy to Impact: Racial Equity and the Mortgage Industry


August 09, 2021 | 1:00 PM - 2:00 PM EDT



Like other housing stakeholders, the mortgage industry is examining its policies and practices and implementing changes that advance racial equity. In this session from the 2021 Office of Housing Counseling (OHC) Community Conference representatives from the Government Sponsored Entities (GSEs) and the appraisal industry shared perspectives on data supported trends, affordable lending, and other strategies being developed to stem the tide on racial inequities.


  • Julienne Joseph, Deputy Assistant Secretary, Office of Single-Family Housing for FHA, HUD: Julienne Joseph serves as the Deputy Assistant Secretary for HUD's Office of Single Family Housing for FHA. Julienne has forged her career in mortgage orientation, housing counseling and education, consumer advocacy, and policy creation. She champions access to safe, affordable, and sustainable housing and mortgage options.
  • Karen Hoskins, Lead Housing Counseling Consultant, ICF, TA Provider: Karen Hoskins is a Lead Housing Counseling Consultant with ICF, and was formerly the Vice President of National Homeownership Programs and Lending at NeighborWorks America. Karen has experience in the areas of mortgage banking, loan originations, and homebuyer education and housing counseling.


Data Presentation:

  • Lariece Brown, Senior Economist, Freddie Mac: Lariece Brown is a senior economist and quantitative analytics director with the Single-Family Client and Community Engagement division. She leads a team conducting analytics and research of underserved markets. She has extensive experience in research to support fair lending, affordable lending, and assessing opportunities to expand access to credit.
  • Jim Carr, Professor, Urban Affairs, Wayne State University: Jim Carr is the Coleman A. Young Endowed Chair and Professor in Urban Affairs at Wayne State University, Visiting Fellow with the Roosevelt Institute, and Contributor to Forbes Magazine. He is also Chairman and CEO of Turquoise Bay Investment Partners, an Expert with the Institute for New Economic Thinking and consultant with the Gerson Lehrman Group, Inc. Previously, Jim served as Senior Fellow with the Center for American Progress.

Respondent Panel:

  • Gary Acosta, CEO, The National Association of Hispanic Real Estate Professionals (NAREP): Gary Acosta is the Co-Founder & CEO of the National Association of Hispanic Real Estate Professionals (NAHREP®). NAHREP is the nation's largest Hispanic business organization with over 40,000 members and 100 local chapters. In his capacity as CEO of NAHREP, he created the Hispanic Wealth Project, a 501(c)3 non-profit organization with a strategic plan to triple Hispanic household wealth by 2024.
  • Simone Beaty, Director Single Family Affordable Lending, Freddie Mac: Simone Beaty is the Director of Affordable Lending Strategy and Policy for Freddie Mac's Single-Family Business, where she's focused on underserved markets, including rural housing and manufactured housing as well as affordable housing preservation.
  • Katrina Jones, Vice President, Racial Equity Strategy & Impact, Fannie Mae: Katrina Jones is the Vice President of Racial Equity Strategy & Impact at Fannie Mae. In her role, Katrina drives strategic though leadership across the company to help identify and execute meaningful opportunities to make access to the housing finance system more equitable.
  • James Park, Executive Director, Federal Financial Institutions Examination Council Appraisal Subcommittee: James Park is the Executive Director of the Federal Financial Institutions Examinations Council Appraisal Subcommittee. He is the senior staff person responsible for the day-to-day operations of the Agency including, development and implementation of ASC policies, program and budget oversight, and development of recommendations for the ASC members. He also represents the ASC before state and federal regulatory and legislative officials, and various appraisal industry groups.

HUD's Office of Housing Counseling

Tags: Housing Counseling Program

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