Rural Gateway Housing Resources

For much of the last century, the poor quality and condition of homes was the primary housing concern facing rural areas in the United States. Drastically increasing housing costs and affordability have replaced poor housing conditions as the greatest problem facing low-income rural households today. Despite the fact that housing costs are lower in non-metro areas than in cities and suburbs, many households find it difficult to meet their basic housing costs. Most cost-burdened households have low incomes, and a disproportionate number are renters. At the same time, housing quality problems persist in rural places.

This part of the Rural Housing and Economic Development Gateway site will provide funding summaries and case studies for users to learn more about rural housing funding opportunities and the experiences of other rural housing developers.

Other Rural Sources of Funding

These summaries present introductory information about federal programs that help fund affordable housing in rural America:

Section 202 Supportive Housing for the Elderly

Section 811 Supportive Housing for Persons with Disabilities

Section 502 Direct Homeownership Loans

Section 502 Guaranteed Rural Housing Loans

Low Income Housing Tax Credit

State Community Development Block Grants (Small Communities CDBG)

Home Investments Partnerships Program (HOME)

Self-Help Housing (Section 502)

Very Low-income Housing Repair Loans and Grants (Section 504)

Rural Rental Housing Loans (Section 515)
 

Housing Links

The Rural Gateway invites you to visit the following sites for a more diverse look at affordable housing. If you have suggestions for sites that could be added here, please email them to rhed@hud.gov.

Housing Assistance Council
National nonprofit corporation focusing on improving housing conditions for residents of rural America. HAC helps local rural housing organizations by providing below-market financing, technical assistance, research, training, and information services. 

HUD's Office of Rural Housing and Economic Development (RHED)
RHED Program provides for capacity building at the State and local level for rural housing and economic development and to support innovative housing and economic development activities in rural areas.

FY05 | FY04 | FY03 | FY02 | FY01

USDA Rural Development (RD) and Rural Housing Service (RHS)
Agencies of the U.S. Department of Agriculture. USDA RD and RHS provide technical assistance, information, grants and loans for housing, public facilities, business development, and services in rural areas.

USDA RDUSDA RHS | USDA RD State Offices | USDA RD Resources