HUD's Family Self-Sufficiency (FSS) program helps residents of assisted housing increase their earnings and build financial assets. These resources provide valuable guidance to property owners in launching an FSS program.
These fact sheets and FAQs discuss topics relevant to the FSS Program.
Learn more about what it takes to launch an FSS program, from staffing requirements to property readiness.
Owners can financially support an FSS program in a few ways: Using available residual receipts, corporate resources, third-party grants, and philanthropy. Find more information about how to fund an FSS program in this fact sheet.
The FSS escrow account is an interest-bearing account central to residents’ participation in the FSS program. It is designed to help participants build savings and incentivize growth in earned income. Learn more about FSS escrow accounts in this FAQ.
This Excel worksheet will calculate escrow credit for participating households. It is meant to be used for initial calculation and at each income recertification. An example completed form is also provided for reference.
While owners have discretion in determining their program’s staffing structure, this resource outlines common roles and responsibilities in administering an FSS program.
HUD monitors Multifamily FSS programs through required reports that owners submit on FSS participants and their outcomes. Find out more about HUD reporting requirements in this fact sheet.
Learn about the journey of one FSS participant to improve her credit, relocate to a new city, and save for a home.
A downloadable list of FSS resources is available on this page.
This Notice implements the policies and procedures applicable to an FSS program in a HUD-assisted multifamily housing property.
This guidebook provides owners with information on promising practices that can help them establish and run an effective FSS program. It is based primarily on lessons learned from existing FSS programs and the rules established in HUD Housing Notice H-2016-08. This guidebook is organized into chapters that cover most elements of the FSS program. The chapters are ordered in a way that follows the development and implementation of an FSS program, starting with planning an FSS program, moving on to implementing an FSS program, and concluding with the use of data to monitor the program's success.
Lamar Seats, Deputy Assistant Secretary for Multifamily Housing, shares an important message about the FSS program in this brief video.
“I encourage our housing owners and management agents to learn more about Family Self-Sufficiency and choose to offer this opportunity to their residents. Please join HUD in offering our residents the opportunity to build a brighter financial future. We all must work together to create access to opportunity and vibrant communities for all.”
Aaron Gornstein, President and CEO of Preservation of Affordable Housing Inc. (POAH), a multifamily owner organization, shares their reasons for launching an FSS program.
Debbie Nutter, President, CEO, and co-founder of The Caleb Group, a multifamily owner organization, shares their reasons for launching an FSS program.
This Q&A polls representatives from multifamily housing owner organizations about how residents use their FSS escrow account funds.
Designed to introduce FSS to owners and staff of HUD-assisted Multifamily properties, this webinar will provide a basic overview of the Multifamily FSS program.
This webinar highlights promising practices for running an effective FSS program.
This webinar reviews the principal steps that HUD-assisted Multifamily properties must take to start an FSS program and comply with reporting and other program requirements.