Multifamily Housing Family Self-Sufficiency (FSS) Program
Family Self-Sufficiency (FSS) is a HUD program that enables HUD-assisted families to increase their earned income and reduce their dependency on welfare assistance and rental subsidies. FSS promotes local strategies to connect HUD-assisted families with public and private resources that help them progress toward economic independence.
Owners of privately-owned HUD-assisted Project-Based Rental Assistance (PBRA, also known as Multifamily) housing with Section 8 contracts can voluntarily establish and operate an FSS program at their housing sites. Participation in the FSS program is voluntary for families living in these properties.
The FSS program helps assisted housing residents increase their earnings and build financial assets. The program has two key features:
- A financial incentive for residents to increase their earnings in the form of an escrow account that grows as residents’ earnings increase. The escrow account helps residents build savings that they can use to improve their quality of life and advance their personal goals.
- Case management or coaching to help residents access services they may need to overcome barriers to employment and strengthen their financial capabilities.
NOTE: This page is for FSS programs serving residents of HUD-assisted multifamily housing. For information on FSS programs serving public housing residents or Housing Choice Voucher holders, visit the Public and Indian Housing (PIH) FSS page on HUD.gov.
Featured Resources & Topics
FSS Final Rule
On June 16, 2022, the Final Rule for FSS went into effect. The final rule streamlines and updates FSS for Multifamily owners; all projects with existing FSS programs must update their Action Plans and have them approved by HUD by November 14, 2022 to comply with the new regulations. For more information on the final rule, including a sample Action Plan and required Action Plan Checklist, please visit the PIH FSS page on HUD.gov. Please reach out to the FSS mailbox, MF_FSS@hud.gov, with any questions.
Resources for Owners of Project-Based Section 8 Developments
This guidebook provides owners with information on promising practices that can help them establish and run an effective FSS program.
Additionally, the PIH FSS page on HUD.gov has a range of helpful resources for owners interested in starting FSS programs at their properties. An additional guidebook for all FSS program operators will be published in late Fall 2022 and available on the HUD.gov page.
Multifamily FSS Resources on HUD.gov
The Multifamily Housing page on HUD.gov has a number of helpful resources, including:
- HUD 52650 FSS Program Contract of Participation
- Multifamily FSS Reporting Tool Instructions 2022
- Monthly FSS Escrow Credit Worksheet 2022
Additional resources to be posted on HUD.gov include the new narrative reporting format and sample cooperative agreement.
Explore additional training and resources available on the HUD Exchange.