Housing Counseling HUD-Approved Intermediaries and State Housing Finance Agencies
This page is dedicated to the Office of Housing Counseling (OHC) organizations that operate a network of housing counseling agencies where specific contacts are provided, training, and other specific resources are provided.
View general housing counseling program resources for all types of entities.
Who are Intermediaries, State Housing Finance Agencies (SHFAs), and Multi-State Organizations (MSOs)?
OHC approves intermediaries that provide housing counseling services through a network of affiliates or branches. SHFAs are also eligible to participate in the program, and they can provide services directly or through a network of affiliates within the SHFA's state.
National, Regional, Multi-State Organization Intermediaries, and SHFAs provide their networks with critical supportive services, including training, pass-through funding and technical assistance. They also play an important role in monitoring their networks to ensure services meet program standards and effectively meet the needs of their clients.
Note: This list is updated periodically, not all approved organizations may be listed.
HUD Approved Intermediaries (Intermediaries, Regional, and Multi-State Organizations)
Intermediaries
- Catholic Charities USA - Alexandria, VA
- Citizens' Housing and Planning Association, Inc. - Boston, MA
- Centro de Apoyo Familiar - Center for Assistance Families - Riverdale, MD
- Consumer Credit Counseling Services of San Francisco D/B/A BALANCE - Concord, CA
- Credit.org - Riverside, CA
- Garden State Consumer Credit Counseling, Inc. D/B/A Navicore Solutions - Manalapan, NJ
- GreenPath, Inc. - Farmington Hills, MI
- Guidewell Financial Solutions, Inc. - Baltimore, MD
- HomeFree-USA - Riverdale, MD
- Homeownership Preservation Foundation - Minneapolis, MN
- Housing Action Illinois - Chicago, IL
- Housing and Community Development Network of New Jersey - Trenton, NJ
- Housing Options Provided for the Elderly (HOPE) - University City, MO
- Minnesota Homeownership Center - Saint Paul, MN
- Mississippi Homebuyer Education Center Initiative - Jackson, MS
- Mon Valley Initiative - Homestead, PA
- Money Management International, Inc. - Sugar Land, TX
- Montana Homeownership Network, DBA Neighborworks Montana - Great Falls, MT
- National Association of Real Estate Brokers Investment Division, Inc. - Oakland, CA
- National Coalition for Asian Pacific American Community Development - Washington, DC
- National Community Reinvestment Coalition, Inc. - Washington, DC
- National Foundation for Credit Counseling, Inc. - Washington, DC
- National Urban League - New York, NY
- Neighborhood Reinvestment Corp. DBA NeighborWorks America - Washington, DC
- Neighborhood Stabilization Corporation (NACA Counseling Subsidiary) - Boston, MA
- New York Mortgage Coalition - New York, NY
- North Carolina Housing Coalition - Raleigh, NC
- Nueva Esperanza, Inc.- Philadelphia, PA
- Pathstone Corporation - Rochester, NY
- Rural Community Assistance Corporation - West Sacramento, CA
- Telamon Corporation - Raleigh, NC
- The Housing Partnership Network - Boston, MA
- UnidosUS - Washington, DC
- United Way of Central Alabama - Birmingham, AL
- West Tennessee Legal Services, Inc. - Jackson, TN
Multi-State Organizations (MSO)
- CCCS of Puerto Rico - Santurce, PR
- Consumer Credit and Budget Counseling, DBA National Foundation for Debt Management - Marmora, NJ
- Credit Advisors Foundation - Omaha, NE
- Credit Card Management DBA Reversemortgagehelper.org and Debthelper.com - West Palm Beach, FL
- Debt Management Credit Counseling Corporation - Lighthouse Point, FL
- Operation Hope - Atlanta, GA
- Sowing Empowerment & Economic Development, Inc. (SEED) - Riverdale, MD
- Transformance (Formerly CCCS of Greater Dallas) - Dallas, TX
Participating State Housing Finance Agencies
- Colorado Housing and Finance Authority - Denver, CO
- Connecticut Housing Finance Authority - Rocky Hill, CT
- Georgia Housing and Finance Authority - Atlanta, GA
- Idaho Housing and Finance Association - Boise, ID
- Indiana Housing and Community Development Authority - Indianapolis, IN
- Kentucky Housing Corporation - Frankfort, KY
- Louisiana Housing Corporation - Baton Rouge, LA
- Maine State Housing Authority - Augusta, ME
- Michigan State Housing Development Authority - Lansing, MI
- Mississippi Home Corporation - Jackson, MS
- New Hampshire Housing Finance Authority - Bedford, NH
- New Jersey Housing and Mortgage Finance Agency - Trenton, NJ
- New York Housing Finance Agency - New York, NY
- North Dakota Housing Finance Agency - Bismarck, ND
- Pennsylvania Housing Finance Agency - Harrisburg, PA
- Rhode Island Housing Help Center - Warwick, RI
- South Dakota Housing Development Authority - Pierre, SD
- Tennessee Housing Development Agency - Nashville, TN
- Virgin Islands Housing Finance Authority - St. Thomas, VI
- Virginia Housing Development Authority - Richmond, VA
- Washington State Housing Finance Commission - Seattle, WA
Resources
HUD Intermediary Reporting Toolkit
HUD Intermediary Orientation Toolkit
HUD Intermediary HUD Eligibility Criteria Toolkit
HUD Intermediary Quality Control Toolkit
Training and Webinars
Annual Conference for HUD-Approved Intermediaries, State Housing Finance Agencies, and MSOs
The webinar description indicates if a webinar is intended for HUD-Approved Intermediaries and State Housing Finance Agencies