Housing Counseling

HUD provides support to a nationwide network of Housing Counseling Agencies (HCA) and counselors. HCAs are trained and approved by HUD to provide tools to current and prospective homeowners, renters so that they can make responsible choices to address their housing needs in light of their financial situations.

Learn more about the Housing Counseling Program.

NewOHC Launches Bridge Online

OHC is pleased to announce the launch of Bridge Online. The Bridge Online is the same trusted monthly newsletter, now in an online magazine format. The new format allows users to search the HUD Exchange for Bridge topics and send and share specific articles with colleagues and partners, while still allowing users to download the Bridge in a printable PDF format.

Housing Counseling Outreach and Research

The Outreach page provides material to increase public awareness of the benefits of housing counseling services. It includes the new Homeowner's Guide to Success, banner ads, fact sheets, videos, and information about National Homeownership Month.

The Research and Studies page provides recent research evidence on the role of housing counseling to improve housing outcomes for homebuyers, homeowners, and renters.

2017 Disaster and Emergency Resources for Housing Counselors

The 2017 Disaster and Emergency Resource Page for Housing Counselors contains resources, news, and updates regarding Hurricanes Harvey, Irma, Maria, and Nate and California fires. Check this page for resources for housing counseling agencies and news and updates about the disasters as they become available. View these Disaster Recovery Flyers to help inform members of your community the benefits of working with a housing counselor during emergency and disaster recovery.

Housing Counseling: New Certification Requirements Final Rule

HUD published the Final Rule for Housing Counseling Certification in the Federal Register on December 14, 2016. This rule implements statutory requirements that housing counseling required under or provided in connection with all HUD programs must be provided by HUD Certified Housing Counselors as of August 1, 2020, the final compliance date. The HUD certified housing counselor examination will be available on August 1, 2017. The federal register notice announcing the examination is available on the Certification Requirements Final Rule page.

View the Housing Counseling: New Certification Requirements Final Rule page for links to the federal register notice, the press release, and information about the exam availability and application process.

Housing Counseling Resources

Housing Counseling Toolkits: Topics include Agency Capacity Building, Disaster Recovery and Emergency Preparedness, Consumer Protection and Predatory Lending, and HUD Integrity Bulletins.

Home Equity Conversion Mortgage (HECM) Counseling

Housing Counseling Federal Advisory Committee

FHA Home Affordable Modification Program (HAMP)

Making Home Affordable Program

Housing Counseling National and Regional Coalitions

Training Resources

Online Training Modules

Webinar Archive

Training and Events Calendar

Training Partners

Housing Counseling Program News & Announcements

View All Housing Counseling Program News & Announcements