HOME Homeowner Rehabilitation

HOME Investment Partnerships Program (HOME) funds may be used to assist existing homeowners with the repair, rehabilitation, or reconstruction of owner-occupied units. Whenever HOME funds are used for rehabilitation activities, the work must be performed according to the Participating Jurisdiction (PJ)'s written rehabilitation standard and the unit must be brought up to the applicable state or local code. This means that PJs may not undertake some forms of special purpose homeowner repair programs, such as: weatherization programs; emergency repairs programs; or handicapped accessibility programs.

To be eligible for HOME funds, the homeowner must be low-income and occupy the property as a principal residence. Additionally, the value of the HOME-assisted property after rehabilitation must not exceed 95 percent of the median purchase price for the area.

For more information on Homeowner Rehabilitation, see 24 CFR 92.254(b)(1) and (2).

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Policy Guidance and FAQs


HOME Homeowner Rehabilitation FAQs

View HOME Homeowner Rehabilitation FAQs.

Program Limits

HOME Homeownership Value Limits

Section 215(b) of NAHA requires that the initial purchase price or after-rehabilitation value of homeownership units assisted with HOME funds not exceed 95 percent of the area median purchase price for single family housing, as determined by HUD.


HOMEfires Vol. 14, No. 1: Guidance on PJ Affirmative Marketing Responsibilities

What are HOME Participating Jurisdictions' (PJs) responsibilities for developing, disseminating, and implementing affirmative marketing procedures?

Date Published: February 2018

HOMEfires Vol. 7, No. 2: Guidance on Property Standards When HOME Funds Are Used for Rehabilitation

When HOME funds are used to rehabilitate a unit, must the entire unit meet the applicable property standards?

Date Published: October 2006

HOME CPD Notices

Notice CPD-20-01: Four-Year Completion Requirement for HOME-Assisted Projects

This Notice provides guidance to HOME PJs regarding the requirement that HOME-assisted projects be completed within 4 years of the commitment of HOME funds and outlines the process for resolving noncompliance with this requirement.

Date Published: January 2020

Notice CPD-18-10: Suspension of 24-Month HOME Commitment Requirement for Deadlines Occurring in 2016, 2017, 2018, 2019, and 2020

This Notice explains Section 242 of Title I of Division K of the Consolidated Appropriations Act, 2017 (Public Law 115-36) and Section 235 of Title II of Division L of the Consolidated Appropriations Act, 2018 (Public Law 115-141) (collectively the “Appropriation Acts”), which suspended the 24-month commitment requirement for HOME Investment Partnerships Program (HOME) funds.

Date Published: August 2018

Notice CPD-15-09: Requirements for Committing HOME funds

PJs must commit HOME funds within 24 months of HUD's obligation of its grant, or HUD will recapture the funds from the PJ's HOME Investment Trust account. This Notice explains what constitutes an eligible commitment of HOME funds for the purposes of meeting the 24-month commitment deadline.

Date Published: November 2015

Notice CPD-00-09: Accessibility Notice - Section 504 of the Rehabilitation Act of 1973 and The Fair Housing Act and Their Applicability to Housing Programs Funded by HOME and CDBG

This Notice reminds recipients of HOME and CDBG funding of their obligation to comply with Section 504 of the Rehabilitation Act of 1973, the Fair Housing Act, and HUD's implementing Regulations (24 CFR Parts 8 and 100, respectively), which prohibit discrimination based on disability.

Date Published: December 2000

Other Policy Guidance

HUD Mortgagee Letter 96-21: Single Family Loan Production - Using 203(k) Rehabilitation Mortgage Insurance With Participation by State and Local Housing Agencies and Non-Profit Organizations

This Mortgagee Letter contains information to help lenders, State and local officials and nonprofit organizations use the FHA 203(k) Rehabilitation Mortgage Insurance Program in conjunction with housing grant programs, such as HOME, HOPE 3 and Community Development Block Grants (CDBG).

Date Published: April 1996

Templates and Forms

HOME Bid Form

This form is completed by the contractor as an official bid to perform the work described in a Housing Quality Standards (HQS) Inspection Form.

Date Published: June 2010

HOME Certificate and Release

This form is completed by the contractor following the completion of work to certify that the work was performed in accordance with the contract and to receive final payment(s).

Date Published: June 2010

HOME Certificate of Final Inspection

This form is completed by the PJ to document that the work on the identified property was performed in accordance with the property evaluation form and the approved contractor's proposal for the case.

Date Published: June 2010

HOME Change Order

This form is completed by the homeowner and contractor to authorize change(s) to the original rehabilitation contract.

Date Published: June 2010

HOME Contractor's Data Sheet

This form is completed by the contractor to provide essential information to the PJ and homeowner regarding the corporation and its business references, recent customers, and creditors.

Date Published: June 2010

HOME Contractor Instructions

This form is provided by the PJ to the contractor in order to provide written instructions on submitting a complete bid package to the homeowner.

Date Published: June 2010

HOME Contractor Payment Request

This is a form completed by the contractor to request payment for his/her work. It must be signed by the homeowner and the PJ's construction advisor before any payment is released to the contractor.

Date Published: June 2010

HOME Contractor's Proposal Form

This form is completed by the contractor to specify the work to be performed and the bid price for each work specification.

Date Published: June 2010

HOME Homeowner/Contractor Provisions

This form provides sample language for provisions that should be included in the contract between the homeowner and the contractor.

Date Published: June 2010

HOME Rehabilitation Tracking Sheet

This checklist is used to document completion of HOME requirements related to presettlement activities, construction and close-out, and loan settlement.

Date Published: June 2010

HOME Verification of Mortgage or Deed of Trust

This form gives authorization for the HOME PJ to verify the status of existing mortgages for all the members of the household applying for participation in the HOME Program.

Date Published: June 2010

Videos and Training Material

Self-Paced Online Training

Building HOME Online Training

This interactive self-paced online training is a comprehensive introduction and important refresher on key HOME Program requirements and topic areas. Complete all modules to learn the full breadth of eligible HOME activities and to access guidance related to effective and compliant implementation.

Date Published: March 2020

Videos, Webinars, and Other Training Material

The HOME Four-Year Project Completion Deadline Webinar

This webinar explains the requirements described in Notice CPD-20-01: Four-Year Completion Requirement for HOME-Assisted Projects. HOME projects must be completed four years from the date of project commitment. Failure to meet this deadline may result in HUD terminating the project and the PJ repaying HOME funds.

Date: September 16, 2020

HOME Commitment Interim Rule Webinar

This webinar explains the new provisions in the interim regulation implementing grant-specific commitment requirements for Fiscal Year 2015 and subsequent HOME grants and explain how it affects PJ policies, written agreements, and treatment of program income.

Date: January 12, 2017

Requirements for Committing HOME Funds Webinar

This webinar describes what PJs must do in order to meet the HOME requirements for committing funds to specific local projects and to programs undertaken by State recipients and subrecipients.

Date: May 10, 2016