HOME Homeowner Rehabilitation

HOME Investment Partnerships Program (HOME) funds may be used to assist existing homeowners with the repair, rehabilitation, or reconstruction of owner-occupied units. Whenever HOME funds are used for rehabilitation activities, the work must be performed according to the Participating Jurisdiction (PJ)'s written rehabilitation standard and the unit must be brought up to the applicable state or local code. This means that PJs may not undertake some forms of special purpose homeowner repair programs, such as: weatherization programs; emergency repairs programs; or handicapped accessibility programs.

To be eligible for HOME funds, the homeowner must be low-income and occupy the property as a principal residence. Additionally, the value of the HOME-assisted property after rehabilitation must not exceed 95 percent of the median purchase price for the area.

For more information on Homeowner Rehabilitation, see 24 CFR 92.254(b)(1) and (2).

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Policy Guidance


HOMEfires Vol. 10, No. 1: Guidance on the HOME Maximum Purchase Price or After-Rehabilitation Value Limits

This guidance supersedes HOMEfires Vol. 9, No. 3.

What limits must PJs use as the maximum purchase price or after-rehabilitation value limits for their HOME-assisted homeownership housing, now that the Economic Stimulus Act of 2008 (Public Law 110-185) has expired and the Housing and Economic Recovery Act of 2008 (Public Law 110-289) has established a new procedure for determining Section 203(b) mortgage limits?

Date Published: February 2009

HOMEfires Vol. 7, No. 2: Guidance on Property Standards When HOME Funds Are Used for Rehabilitation

When HOME funds are used to rehabilitate a unit, must the entire unit meet the applicable property standards?

Date Published: October 2006

HOMEfires Vol. 3 No. 1: Purpose of HOME Written Rehabilitation Standards

What are written rehabilitation standards and what is their function in the HOME Program? How do they differ from property standards?

Date Published: January 2001

HOME CPD Notices

Notice CPD-00-09: Accessibility Notice - Section 504 of the Rehabilitation Act of 1973 and The Fair Housing Act and Their Applicability to Housing Programs Funded by HOME and CDBG

This Notice reminds recipients of HOME and CDBG funding of their obligation to comply with Section 504 of the Rehabilitation Act of 1973, the Fair Housing Act, and HUD's implementing Regulations (24 CFR Parts 8 and 100, respectively), which prohibit discrimination based on disability.

Date Published: December 2000

Other Policy Guidance

HUD Mortgagee Letter 96-21: Single Family Loan Production - Using 203(k) Rehabilitation Mortgage Insurance With Participation by State and Local Housing Agencies and Non-Profit Organizations

This Mortgagee Letter contains information to help lenders, State and local officials and nonprofit organizations use the FHA 203(k) Rehabilitation Mortgage Insurance Program in conjunction with housing grant programs, such as HOME, HOPE 3 and Community Development Block Grants (CDBG).

Date Published: April 1996

Guidebooks and Training Manuals

Building HOME: A HOME Program Primer - Training Manual and Slides

This training provides an overview of the HOME Program, including changes made to the regulations in 1996 with the publication of the HOME Final Rule.

Date Published: February 2012

Templates and Forms

HOME Bid Form

This form is completed by the contractor as an official bid to perform the work described in a Housing Quality Standards (HQS) Inspection Form.

Date Published: June 2010

HOME Certificate and Release

This form is completed by the contractor following the completion of work to certify that the work was performed in accordance with the contract and to receive final payment(s).

Date Published: June 2010

HOME Certificate of Final Inspection

This form is completed by the PJ to document that the work on the identified property was performed in accordance with the property evaluation form and the approved contractor's proposal for the case.

Date Published: June 2010

HOME Change Order

This form is completed by the homeowner and contractor to authorize change(s) to the original rehabilitation contract.

Date Published: June 2010

HOME Contractor's Data Sheet

This form is completed by the contractor to provide essential information to the PJ and homeowner regarding the corporation and its business references, recent customers, and creditors.

Date Published: June 2010

HOME Contractor Instructions

This form is provided by the PJ to the contractor in order to provide written instructions on submitting a complete bid package to the homeowner.

Date Published: June 2010

HOME Contractor Payment Request

This is a form completed by the contractor to request payment for his/her work. It must be signed by the homeowner and the PJ's construction advisor before any payment is released to the contractor.

Date Published: June 2010

HOME Contractor's Proposal Form

This form is completed by the contractor to specify the work to be performed and the bid price for each work specification.

Date Published: June 2010

HOME Homeowner/Contractor Provisions

This form provides sample language for provisions that should be included in the contract between the homeowner and the contractor.

Date Published: June 2010

HOME Rehabilitation Tracking Sheet

This checklist is used to document completion of HOME requirements related to presettlement activities, construction and close-out, and loan settlement.

Date Published: June 2010

HOME Verification of Mortgage or Deed of Trust

This form gives authorization for the HOME PJ to verify the status of existing mortgages for all the members of the household applying for participation in the HOME Program.

Date Published: June 2010



View HOME Investment Partnerships Program Frequently Asked Questions (FAQs) on the HOME FAQs landing page.

In addition, these documents contain HOME FAQs organized by topic.

Date Published: August 2016