Important Information for Housing Counselors About FHA Borrowers Letter
On June 14, 2021, HUD’s Office of Housing Counseling sent letters to Federal Housing Administration (FHA)-insured mortgages borrowers who have not made a mortgage payment for more than sixty days as of April 30, 2021 and have not obtained a mortgage payment forbearance from their mortgage servicer. The letters advise borrowers on the options to obtain mortgage payment assistance for their COVID-19 related financial challenges. A copy of the letter and HUD messaging is available on the HUD.gov Housing Counseling webpage. In order to assist clients seeking help with their FHA-insured mortgage, housing counselors are encouraged to review FHA’s loss mitigation guidance, as well as the Office of Housing Counseling’s webinar archive for past training on FHA loss mitigation options for FHA borrowers.