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FHA's Foreclosure and Eviction Moratorium Extended Through December 31, 2020

August 28, 2020 Print ShareThis

On August 27, 2020, the Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2020-27, “Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency,” which announces a third extension of the foreclosure and eviction moratorium through December 31, 2020.

This moratorium extension is effective immediately upon the expiration of the existing moratorium announced in ML 2020-19. This guidance is applicable to all FHA Title II single family forward mortgage and Home Equity Conversion Mortgage (HECM) reverse mortgage programs, except for those secured by vacant and/or abandoned properties.

Read the HUD Press Release.


On June 17, 2020, the FHA published Mortgagee Letter (ML) 2020-19, “Extension of Foreclosure and Eviction Moratorium in connection with the Presidentially-Declared COVID-19 National Emergency,” which announces a second extension of the foreclosure and eviction moratorium through August 31, 2020.

This guidance is applicable to all FHA Title II single family forward mortgage programs and the HECM reverse mortgage program, except for those secured by vacant and/or abandoned properties. This action further helps those individuals and families with FHA-insured homes who have been negatively impacted by the COVID-19 national emergency.

Read the HUD Press Release.


On March 18, 2020, the FHA published Mortgagee Letter 2020-04, “Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency,” which announces an immediate foreclosure and eviction moratorium for all FHA-insured single family mortgages for a 60-day period.

The Secretary of HUD authorized these moratoriums as a result of the national emergency declared by the President of the United States. They are part of a broader federal government effort to address impacts to the financial well-being of individuals, families, and businesses, and to ensure families are not displaced during this critical period.

Read the HUD Press Release.


Updates to Single Family’s COVID-19 Q&A Available: FHA has developed and is maintaining a Q&A document to provide stakeholders with the latest information about FHA’s response to the presidentially-declared COVID-19 national emergency. An updated version of the FHA Single Family COVID-19 Q&A is now posted.

Tags: COVID-19 Housing Counseling Program