CPD Income Eligibility Calculator and Income Limits

Welcome to CPD's Income Eligibility Calculator, an interactive tool that makes determining the income eligibility and assistance amounts for beneficiaries of CPD programs as easy as 1-2-3. Simply enter the requested data and this calculator will work behind the scenes to generate a summary of results for each beneficiary. You should then print out the summary and include it as part of the beneficiary's file.

The calculator currently performs income eligibility and assistance amount calculations for the following HUD CPD programs:

  • Brownfield Economic Development Initiative (BEDI)
  • Community Development Block Grant Program (CDBG)
  • CDBG Disaster Recovery Assistance
  • Emergency Solutions Grants (ESG)
  • HOME Investment Partnerships Program (HOME)
  • Housing Opportunities for Persons With AIDS (HOPWA)
  • Housing Trust Fund (HTF)
  • Neighborhood Stabilization Program (NSP)
  • Section 108 Loan Guarantee Program
  • Self-Help Homeownership Opportunity (SHOP)

Start a new calculation or complete a previous calculation

Privacy Statement: For your privacy, please do not include social security numbers or dates of birth. By creating a HUD Exchange account, you acknowledge you agree to the website policies.

PLEASE ALLOW AT LEAST 15 MINUTES TO COMPLETE EACH APPLICANT'S CALCULATION SUMMARY. To help ensure the privacy of applicants, the calculator requests that you input a Beneficiary ID and Member IDs instead of the last and first names of family or household members. The calculator will allow you to save and/or edit the calculations you have completed for beneficiaries.

Before getting started, it is best to know the mix of programs that may be funding an activity, identify which CPD program has the most restrictive income determination requirements, and follow that program's path within the Income Eligibility Calculator. In addition, you should have the following items available:

  • A printer (or, a writing instrument and a piece of blank paper);
  • Any previous income determinations completed for the beneficiary; and
  • Documentation of income for all members of the beneficiary's family or household.

Disclaimer: HUD makes no warranties or representations whatsoever regarding the quality, content, completeness, accuracy, or timeliness of the information and data contained in the CPD Income Eligibility Calculator. Please read through the terms and conditions of use.

FY 2021 Income Limits

The FY 2021 Income Limits are effective June 1, 2021 for all programs except ESG, for which FY 2021 Income Limits became effective on April 1, 2021.

The CPD Income Calculator has not been updated with 2021 Income Limits. The Calculator still reflects FY 2020 Income Limits and will be updated with the 2021 Income Limits once they are effective.

Grantees may not use income limits until the effective date of the income limits each year.

Attention ESG Recipients

The CPD Income Calculator has not yet been updated with 2021 Income Limits. Currently, the ESG income calculation is correct, but the eligibility result provided in the income calculator still reflects FY 2020 income limits. ESG recipients must compare the household’s annual income with the FY 2021 ESG income limits that are effective as of April 1, 2021.

FY 2020 Income Limits

As of July 1, 2020, HUD updated the Income Eligibility Calculator to incorporate the FY 2020 Income Limits for all programs. All calculations that were in a user's dashboard on July 1, 2020, as well as calculations completed going forward, will use the FY 2020 Income Limits for the purposes of determining eligibility.

The FY 2020 Income Limits are effective July 1, 2020 for all programs except ESG, for which FY 2020 Income Limits became effective on April 1, 2020.