Housing Counseling FAQ
Q

If an underwriter requires housing counseling as a condition of FHA loan approval must the housing counseling be performed by a HUD certified housing counselor? 

Date Published: December 2016

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A

No, unless the housing counseling is being required in connection with an FHA Program that specifically requires housing counseling such as the HECM Program or Back to Work - Extenuating Circumstances Initiative.

However, if an underwriter requires housing counseling as a condition of FHA loan approval, HUD encourages the underwriter to refer the borrower to an agency approved to participate in HUD’s Housing Counseling program.


Tags: Housing Counseling Program Requirements on Other Specific HUD Programs - Federal Housing Administration Lenders

FAQ ID:

3169