Housing Counseling FAQ
Q

As of August 1, 2020, the Final Compliance Date, must all counseling provided in connection with an FHA Insured loan be provided by a HUD certified housing counselor working for an agency approved to participate in HUD’s Housing Counseling Program?

Date Published: June 2017

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A

Housing counseling provided in connection with an FHA-insured loan does not have to be provided by a HUD certified housing counselor working for an agency approved to participate in HUD’s Housing Counseling Program, unless:

  • HUD specifically requires housing counseling in connection with an FHA product like HECM or Back to Work (Note: The Back to Work Extenuating Circumstances Initiative expired on September 30, 2016), or
     
  • An FHA borrower is obtaining housing counseling under another covered HUD program that is being used in conjunction with the FHA product, such as the Housing Choice Voucher Program Homeownership Option.

Tags: Housing Counseling Program Requirements on Other Specific HUD Programs - FHA - Other

FAQ ID:

3164