Will housing counselors who only provide one type of housing counseling such as Home Equity Conversion Mortgage (HECM) counseling be tested in all six areas of competency set forth in section 106 of the HUD Act?
Date Published: December 2016
Yes, all counselors are required to take the certification examination on the six competency areas (see FAQ 3048 describing the six competency areas). The test will not be customized based on the specialization of each individual counselor. The intended goal of this requirement is to increase the breadth of individual housing counselors’ knowledge in an effort to better assist clients with varied needs. This broad knowledge will benefit housing counselors and clients, and should not diminish the effectiveness of current specializations.