Housing Counseling FAQ
Q

The Housing Trust Fund (HTF) is listed in the certification rule as a “HUD Program where Housing Counseling is required by statute, regulation, Notice of Funding Availability, or otherwise required by HUD” and it is also listed in the certification rule as a “HUD Program where housing counseling is funded under the HUD program.” How is the HTF program affected by the Final Rule on housing counselor certification?

Date Published: June 2017

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A
  1. HTF as a HUD program where housing counseling is required by statute and regulation:

    The Housing Trust Fund (HTF) statute and program regulations require that, before purchasing HTF-funded homeownership housing, all homebuyers must receive homeownership counseling. In all instances, regardless of whether the housing counseling is funded with HTF funds as an administrative cost or funded by another source, this required housing counseling must be provided by HUD certified housing counselors working for an agency approved to participate in HUD’s Housing Counseling program, by the Final Compliance Date.
     
  2. HTF as a HUD Program where housing counseling is funded under the HUD program:

    While HTF funds cannot be used to fund stand-alone housing counseling programs, housing counseling is an eligible administrative cost as part of services to potential HTF-assisted owners, homeowners and tenants. While housing counseling is required for all HTF-assisted homebuyers, other types of housing counseling that are not required by HTF statute and regulation, such as counseling to potential tenants, are eligible HTF-funded administrative costs. Regardless of whether the housing counseling is required by statute and regulation or optional, if the HTF grantee funds housing counseling with HTF administrative funds, such housing counseling must be provided by a HUD certified housing counselor working for an agency approved to participate in HUD’s Housing Counseling program, as of August 1, 2020, the Final Compliance Date.

Tags: Housing Counseling Program Requirements on Other Specific HUD Programs - Housing Trust Fund HTF Housing Counseling

FAQ ID:

3153