Will housing counselors who only provide one type of housing counseling (for example, Home Equity Conversion Mortgage (HECM) counseling) be tested in all six areas of competency?
Date Published: December 2016
Yes, all counselors are required to take the certification examination on the six competency areas (see FAQ 3048 describing the six competency areas). The test will not be customized based on the specialization of each individual counselor. The intent of this requirement is to increase the breadth of individual housing counselors’ knowledge in an effort to better assist clients with varied needs. This broad knowledge will benefit housing counselors and clients, and should not diminish the effectiveness of current specializations.