Housing Counseling FAQ

Must HUD-approved HECM counselors currently on the HECM Counselor Roster also become HUD certified counselors under the Final Rule?

Date Published: June 2017

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Yes, as of August 1, 2020, the Final Compliance Date for the rule, all HUD-approved Home Equity Conversion Mortgage (HECM) counselors must meet the counselor certification requirements in the Final Rule. The HECM counselor must pass the certification examination and work for a Participating Agency. In addition, the HECM Roster requirements continue to apply to all HECM counselors. The HECM Roster requirements are pursuant to the statutory requirements of National Housing Act section 255 as implemented at 24 CFR part 206, subpart E.

Tags: Housing Counseling Program Certification Rule - Who Needs to Be Certified