How long can I be removed from the Roster?
Date Published: October 2015
The maximum time period for removal from the Roster is twelve months. A counselor who has been removed must apply for reinstatement on the Roster after the period of removal has expired. HUD may require the counselor retake and pass the Home Equity Conversion Mortgage (HECM) exam for reinstatement when the reason for removal was particularly egregious. Typically, a counselor will not have to retake and pass the exam to be reinstated on the Roster.