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Housing Counseling FAQ

Can a lender ask a borrower to sign a blank counseling certificate prior to receiving counseling, so that they can have that signature on file and begin processing the loan application more quickly?

Date Published: September 2015

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No. A Home Equity Conversion Mortgage (HECM) borrower cannot sign the counseling certificate until he or she has received HECM counseling.

Tags: Housing Counseling Program HECM Counseling Requirements