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Housing Counseling FAQ

Can a borrower’s wet signature on the counseling certificate be obtained at closing?

Date Published: September 2015

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No. A borrower cannot sign the certificate at closing. If the borrower is found to have done so during a Post Technical Review, the lender could be required to refund all fees paid prior to obtaining the borrower’s signature.

Tags: Housing Counseling Program HECM Counseling Requirements