Due to the lapse in Congressional Appropriations for Fiscal Year 2019, the U.S. Department of Housing and Urban Development (HUD) is closed. This website is supported by a cooperative agreement funded under a prior appropriation. Current functions will remain operational but no new functions will be added during the lapse in appropriations. For more information, see HUD Contingency Plan for Possible Lapse in Appropriations.
In the case where a HECM counseling client receives counseling and elects to have the fee paid out of loan proceeds but then does not proceed with the loan or go to closing, can a donation be requested of the client?